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>To know how much house you can afford, an affordability calculator can help. Getting pre-approved for a loan can help you find out how much you're qualified to. >To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly. >Being able to make a sizable down payment improves your chances of qualifying for the best mortgage rates. Your credit score and income are two additional. >Crunch the numbers. Create your plan. · Mortgage qualification calculator · Home affordability calculator · Refinance savings calculator · Cash-out refinance. > calculators and loan calculator tools to help consumers learn more about their mortgage payments mortgage amount that you could qualify for. Start interest.